Q PAY SPOT Service represents a modern payment hub based on point-of-sale (POS) terminals that enable payment traffic of specialized services through GPRS/USSD components of mobile phone systems.

   Use of Q PAY SPOT GPRS/USSD POS terminals provides efficient, precise, reliable and safe payment at many places with a significant decrease in costs. Goods and services are paid faster, simpler and more efficiently, while expenses of installation and implementation of the service is very low. Q PAY SPOT GPRS/USSD POS terminals transfer the data using GPRS/USSD, i.e. it does not require traditional telephone lines.

   The most successful service in the world, which works similary to Q Pay Spot service is PayPoint. This service has been available in Great Britain since 1996. The first transaction was transacted in Northern Ireland on November 1996. For 8 weeks in 1997, more than 1000 terminals were activated, while the number of users exceeded 1 million. In Great Britain in 1999, 98% of households were located within 5 miles from PayPoint terminal. During the year 2000, 1 billion pounds was the total amount of all transactions performed trough the system.

   PayPoint today owns more than 16000 terminals at more than 13000 points of sale all over Great Britain. Terminals are used for transactions for clients in the area of power distribution, television, communications, mobile telephony, etc. Average weekly turnover for PayPoint is approximately 5 million pounds, while the last fiscal year has been completed with total turnover of 2.9 billion pounds. More than 10 million pounds was the turnover from the debit card payments. Currently, more than 500 various services are offered the PayPoint including a wide choice of payment options.